Capital · Asset-Based Finance
Capital secured against assets and receivables.
Flexible financing collateralized by hard assets, receivables, and cash-flowing pools, for borrowers with complex or specialized collateral profiles.
What it is
Asset-based finance is capital advanced against the value of specific assets rather than the cash flow of the enterprise alone. We lend against receivables, inventory, equipment, real assets, and contracted cash flows.
This is the right structure where collateral is strong but the situation is non-standard: rapid growth, seasonal working capital, asset-heavy balance sheets, or businesses that fall between traditional bank lending and unsecured credit.
Each facility is sized to the collateral and structured around its behavior over time, with advance rates and covenants set to the specific asset pool.
Structure & indicative terms
Indicative terms
- Commitment size
- $50M – $500M
- Structure
- Asset-backed facility, borrowing base, securitized
- Tenor
- 2 – 6 years
- Security
- First-lien on the financed asset pool
- Advance rate
- Set to collateral quality and liquidity
- Use of proceeds
- Working capital, growth, refinancing, liquidity
Indicative only. Every facility is structured to the borrower and its situation.
Who it is for
Asset-rich businesses
Companies with substantial receivables, inventory, or equipment seeking to finance against that collateral efficiently.
Specialty finance platforms
Originators and lenders requiring forward-flow or warehouse capital to fund growing portfolios.
Complex collateral
Situations where the asset base is strong but does not fit standard cash-flow underwriting.
Why us
Collateral expertise
A team that underwrites the asset, not just the borrower, with conviction in complex pools.
Flexible structures
Borrowing-base, warehouse, and securitized formats built around the collateral.
Scale and certainty
Committed capital that funds on the terms proposed, through the life of the facility.
Request an introduction
For borrowers, partners, and intermediaries. Our team will respond directly and in confidence.